Homes damaged by floods could be renovated to withstand future flooding. So why aren't they?

Traditionally, after floods and other disasters, homes have been restored to their previous condition. That's not good enough according to climate adaptation researchers, who say we need to build back better to prevent future damage. Here's how insurance and governments can help or hamper efforts to do that.

Homes damaged by floods could be renovated to withstand future flooding. So why aren't they?
Woman holds a piece of drywall above a pile of wood, garbage bags and other rubble in front of a house.

Traditionally, after floods and other disasters, homes have been restored to their previous condition. That's not good enough according to climate adaptation researchers, who say we need to build back better to prevent future damage. Here's how insurance and governments can help or hamper efforts to do that.