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		<loc>https://vipnews.ca/bill-c-38-proposed-fuel-excise-tax-relief-2027/</loc>
		<lastmod>2026-09-30T12:43:32-04:00</lastmod>
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			<news:title>Bill C-38 proposes fuel excise tax relief through January 2027—but it is not yet law</news:title>
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		<loc>https://vipnews.ca/rental-markets-easing-affordability-uneven/</loc>
		<lastmod>2026-09-30T12:43:24-04:00</lastmod>
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			<news:publication_date>2026-09-30T12:43:24-04:00</news:publication_date>
			<news:title>Rental Markets Are Easing in Some Canadian Cities, but Affordability Gains Are Uneven</news:title>
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		<loc>https://vipnews.ca/canada-benefit-payments-october-9-2026/</loc>
		<lastmod>2026-09-29T08:21:03-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:21:03-04:00</news:publication_date>
			<news:title>Two Federal Benefit Payments Are Coming October 9: Who Could Get Them?</news:title>
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		<loc>https://vipnews.ca/cra-tax-instalment-deadline-december-15-2026/</loc>
		<lastmod>2026-09-29T08:20:14-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:19:51-04:00</news:publication_date>
			<news:title>CRA&#039;s Next Tax Instalment Deadline Is December 15: Who Actually Has to Pay?</news:title>
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		<loc>https://vipnews.ca/canada-carbon-rebate-final-payment-2026/</loc>
		<lastmod>2026-09-29T08:19:07-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:19:07-04:00</news:publication_date>
			<news:title>Canada Carbon Rebate Is Over: Why Some Canadians Could Still Get a Final Payment</news:title>
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		<loc>https://vipnews.ca/cra-business-registration-has-changed-you-now-need-a-cra-account-to-register/</loc>
		<lastmod>2026-09-29T08:18:24-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:18:24-04:00</news:publication_date>
			<news:title>CRA Business Registration Has Changed: You Now Need a CRA Account to Register</news:title>
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		<loc>https://vipnews.ca/minimum-wage-is-going-up-october-1-in-ontario-manitoba-nova-scotia-and-pei/</loc>
		<lastmod>2026-09-29T08:17:38-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:17:38-04:00</news:publication_date>
			<news:title>Minimum Wage Is Going Up October 1 in Ontario, Manitoba, Nova Scotia and PEI</news:title>
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		<loc>https://vipnews.ca/cpp-age-60-65-70-payment-difference/</loc>
		<lastmod>2026-09-29T08:16:49-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:16:49-04:00</news:publication_date>
			<news:title>CPP Can Pay 36% Less at 60 — or 42% More if You Wait Until 70</news:title>
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		<loc>https://vipnews.ca/cra-prefilled-tax-returns-2027/</loc>
		<lastmod>2026-09-29T08:15:55-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:15:55-04:00</news:publication_date>
			<news:title>CRA&#039;s New Pre-Filled Tax Returns Are Coming in 2027: Who Could Get One?</news:title>
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		<loc>https://vipnews.ca/first-time-home-buyer-gst-hst-rebate-50000/</loc>
		<lastmod>2026-09-29T08:15:09-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:15:09-04:00</news:publication_date>
			<news:title>First-Time Home Buyers Can Now Claim Up to $50,000 Back on a New Home</news:title>
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		<loc>https://vipnews.ca/ei-premiums-drop-in-2027-what-it-means-for-your-paycheque/</loc>
		<lastmod>2026-09-29T08:14:24-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:14:24-04:00</news:publication_date>
			<news:title>EI Premiums Drop in 2027: What It Means for Your Paycheque</news:title>
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		<loc>https://vipnews.ca/canada-groceries-and-essentials-benefit-your-next-payment-is-october-5/</loc>
		<lastmod>2026-09-29T08:13:34-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:13:34-04:00</news:publication_date>
			<news:title>Canada Groceries and Essentials Benefit: Your Next Payment Is October 5</news:title>
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		<loc>https://vipnews.ca/cpp-costs-drop-2027-small-business/</loc>
		<lastmod>2026-09-29T08:12:36-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:12:36-04:00</news:publication_date>
			<news:title>CPP Costs Drop in 2027: What Canadian Small Businesses Could Save</news:title>
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		<loc>https://vipnews.ca/mortgage-renewal-cost-canada-2026/</loc>
		<lastmod>2026-09-29T08:11:30-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:11:30-04:00</news:publication_date>
			<news:title>Mortgage Renewals Are Costing Canadians $375 More a Month on Average</news:title>
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		<loc>https://vipnews.ca/cpp-contributions-decrease-2027-paycheque/</loc>
		<lastmod>2026-09-29T08:10:38-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:10:17-04:00</news:publication_date>
			<news:title>Your Paycheque Changes in 2027: CPP Contributions Are Going Down</news:title>
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		<loc>https://vipnews.ca/oas-payment-increase-october-2026/</loc>
		<lastmod>2026-09-29T08:07:54-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:07:54-04:00</news:publication_date>
			<news:title>OAS Payments Are Going Up Again in October: How Much More Will Seniors Get?</news:title>
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		<loc>https://vipnews.ca/canadas-14-tax-rate-is-now-in-effect-how-much-could-you-save-in-2026/</loc>
		<lastmod>2026-09-29T08:06:50-04:00</lastmod>
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			<news:publication_date>2026-09-29T08:02:46-04:00</news:publication_date>
			<news:title>Canada&#039;s 14% Tax Rate Is Now in Effect: How Much Could You Save in 2026?</news:title>
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